Our Method

Our comprehensive approach ensures robust risk strategies. We deliver data-driven insights for informed underwriting, portfolio optimization, as well as Cat model validation and helping you to own your Risk View. To achieve this, we have compiled our proprietary multi-peril event loss  database CATDAT, the world's largest, achieved excellency in Global Exposure modelling, built an extensive global multi-peril repository of vulnerability functions, and adopted or built a wide range of Cat models to benchmark our data and assessments.

The combination of these components ensures the quality and robustness of our approaches.

Explore our detailed use cases, including exposure modelling for underwriting, portfolio enhancement, Cat model component development and model validation, risk benchmarking, and views on unmodelled risks.

Our Services

Exposure and Vulnerability Modelling

Quantifying the foundation of our world's risks

Risk Analytics

Know your risk to avoid loss

Data Products

Providing foundation for analytics and management

Exposure and Vulnerability Modelling

Quantifying the foundation of our world's risks

We deliver data-driven insights for informed underwriting, portfolio optimization, and enhanced Cat modelling.

Use Cases:

  • Exposure Modelling for Underwriting: Leverage our advanced exposure modelling to refine underwriting decisions. Accurately assess risk concentrations, enabling precise premium pricing and policy customization.
  • Portfolio Enhancement and Disaggregation: Enhance your portfolio insights using our solutions. Disaggregate risks for a clearer view, allowing you to make targeted risk management strategies.
  • Exposure and Vulnerability for Cat Models: Our detailed exposure and vulnerability components empower your Cat models. Fine-tune scenarios, validate models, and optimize reinsurance strategies.

Navigate uncertain terrain with confidence, whether you're an insurer, vendor, or finance professional. Partner with us to proactively manage catastrophe risk, mitigate potential losses, and ensure a resilient future. Experience peace of mind, knowing you're prepared for the unexpected in the dynamic world of insurance.

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Related Projects
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Global Flood Exposure & Risk Model

Development of a global high resolution exposure model for flood risk modelling

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Building Exposure & Risk for France

Development of an insurance-grade building-level exposure and risk model for France for various building typologies and perils.

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Wine Risk

Protecting Your Vintage with Precision and Insight

Risk Analytics

Know your risk to avoid loss

With precise Cat Risk Analytics, we support your risk strategies, Risk View development, and portfolio optimization. Safeguard your assets from potential perils, backed by our advanced modelling. Navigate uncertain terrain with confidence, whether you're an insurer, vendor, or finance professional.

Use Cases:

  • Risk Views for Unmodelled Scenarios: Gain insights even for unmodelled risks. Our risk views offer a comprehensive perspective on potential losses, allowing you to prepare for unforeseen perils.
  • Risk Benchmarks: Benchmark your risk strategies against our products. Compare, adjust, and enhance your risk management approach for optimal results.
  • Get an independent View of Risk for your portfolio as well as the market View of Risk to optimize your strategy.

Risk Score Analytics empowers insurance companies to make informed decisions, optimize risk assessment and underwriting processes, and effectively manage portfolios. By leveraging precise risk scoring, insurers can enhance profitability, mitigate losses, and provide tailored coverage that aligns with the level of risk presented by insured assets.

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Related Projects
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Wine Risk

Protecting Your Vintage with Precision and Insight

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Europe Climate related impact Analysis

Elevating Climate Resilience through Comprehensive Data Insights

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Climate Change Protection for Small Island Developing States

How a $10 Million Umbrella can shield Against the Downpour of Climate Debt for Vulnerable Countries

Data Products

Providing foundation for analytics and management

We provide a variety of data assets from natural disaster footprints to socio-economic exposure data. Save time and be more productive with your next business endeavor:

  • Insurance Sector: Leverage our data to revolutionize risk assessment and underwriting. Precise exposure models guide accurate pricing, while historical natural disaster records inform comprehensive coverage. Climate risk indicators enable proactive portfolio adjustments, enhancing resilience against changing climatic conditions.

  • Finance Sector: Mitigate financial risks associated with natural disasters and climate change. Incorporate our data into risk assessment models for investment decisions. Climate risk indicators aid in identifying sustainable investment opportunities. Utilize exposure data to evaluate potential impacts on assets and inform risk hedging strategies.

Our data transforms the insurance and finance sectors, enabling proactive risk management, optimized investments, and informed decision-making. Seamlessly integrating global, national, and subnational insights, it empowers professionals to navigate uncertainties, secure assets, and build a more resilient financial future.

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Related Projects
place-holder imagery to symbolize Climate impact modeling for climate action for global tourism

Climate impact modeling for climate action for global tourism

Risklayer contributes as climate risk data partner for the Tourism Panel on Climate Change 2023